Health Insurance Coverage For Dependant Children Extended to Age 26

July 14, 2010
By Tatlow, Gump, Faiella & Wheelan LLC on July 14, 2010 2:18 PM |

The Missouri Department of Insurance recently announced that health insurance companies in Missouri are now required to cover dependant children up through age 26 under a parent's health insurance policy. The requirement takes effect for policy years beginning September 23rd or later. The age 26 requirement does not apply to adult children who have other health insurance available to them, such as through their own employer's policy. Coverage must include all the benefits of younger dependents and at the same price.

Some insurance companies are making this new policy available now including United Health Care, Anthem Blue Cross and Blue Shield, Aetna, Cigna, Blue Cross and Blue Shield of Kansas City, Coventry, and Humana. These companies cover almost 66 percent of licensed health insurance for covered Missourians.

Almost 20,000 more Missouri children will now have health insurance. The new policy will only apply to health insurance plans that offer dependent coverage, though most insurers and employer based plans do offer dependent coverage even though there is no requirement to do so.

You can read more about this new extension of coverage at the Missouri Department of Insurance website.