Missouri has a state-mandated insurance program called Workers' Compensation. Most companies whose businesses are in Missouri are required to carry the Workers' Compensation insurance on their employees. The employee can file a claim against it in the event they are injured on the job. Workers' Compensation is supposed to cover medical treatment related to the workplace injury. It also provides temporary disability payments equal to up to 2/3 of the employees average weekly wage after 3 days of work are missed. In the event that the employee has a permanent impairment or is unable to return to work, additional payments are required. If the injury resulted in the employee's death, the benefits are paid to the surviving dependants. In return for providing their employees with Workers' Compensation coverage, the employers are protected from most civil lawsuits over workplace injuries.
The Division of Workers' Compensation of the Department of Labor and Industrial Relations is the regulatory division of our state government that oversees the Workers' Compensation program. When an employee is injured, the claim is filed with the Division of Workers' Compensation, through which any disputes are also handled.
For more information regarding Workers' Compensation and injured workers, visit the Missouri Division of Workers' Compensation website.
If you or a loved one are seriously injured in a work place accident, you should contact an attorney experience in this area of the law. The attorneys at Tatlow, Gump, Faiella & Wheelan will work closely with you to ensure that your legal rights are protected and that you recover all the benefits available for your injuries.
