Many people are worried that their insurance company will not renew them if they make a claim. In today's market there are numerous other choices if your insurance company denies your claim. However, if you have been refused a renewal by your company and you wish to stay with the company you do not have to accept their decision.
Insurance companies usually refuse to renew policies because of claims against the policy or when they have dropped the line of insurance as a product line. If you have no claims on your policy and you believe your insurance company unfairly refused to renew your policy because of false claims information, you should contact your insurance commissioners consumer service division. If your carrier refuses to renew your policy even after working with the commissioners consumer service division and you are having a difficult time finding coverage elsewhere you may wish to contact an attorney to discuss your legal rights.
For more information on insurance in Missouri, visit the MO Department of Insurance website.
