Improper Notification of Canceled Coverage

July 31, 2009
By Chris Faiella on July 31, 2009 9:37 AM |
Insurance companies must follow specific requirements when they cancel a policy of insurance. If the company fails to follow these requirements then the policy is not canceled.  One rule that applies in almost all cases is that the notice must not anticipate the failure to pay a premium.  In other words the company cannot comply with State Law notice requirements by simply telling an insured in the policy that if you don't pay the policy lapses, a notice must be sent.  However, insurance companies sometimes send notification to a wrong address, to the wrong person or not at all. 

Is the insurance company of someone who injured you telling you there is no coverage because the policy lapsed or was cancelled?  Are you are being told by your insurance company that your coverage lapsed or was cancelled? If you did not receive notice it is possible that the insurance company did not follow all of the rules when they "cancelled" the insurance.  Chris Faiella, a partner with the law firm of Tatlow, Gump & Faiella, LLC has helped clients fight insurance companies after they have been told a policy of a person who injured them was canceled and in cases where their own insurance company claimed a policy lapsed.  Our firm has been successful in securing recoveries for clients in these situations. If there was not proper notification of the cancellation of a policy by the insurance company then you may have a claim even if the company claims there is no insurance coverage.  

Speak with an Attorney

 Call toll free 1-800-264-3455 to speak with a Chris Faiella of the Law firm of Tatlow, Gump & Faiella, LLC about your Insurance Coverage claim when the Insurance Company did not provide proper notification of cancelation or lapse.